hutang.me — Financial Calculation Helper

hutang.me — Free DSR (Debt Service Ratio) Calculator for Malaysian Borrowers

Tools

Personal finance calculators for Malaysia

Small, focused tools for the numbers that actually decide whether a loan or a property purchase will go through. Everything runs in your browser — nothing is sent to a server.

DSR Calculator

See how much of your income is already going to loan repayments.

Stamp Duty & Legal Fee Calculator

Total upfront cost before keys: stamp duty + legal fees + SST.

Loan Early Settlement Calculator (Rule of 78)

Settle a car or personal loan early? See the rebate, penalty, and savings.

Car Loan Calculator

Monthly instalment and the real rate — flat rate vs reducing balance.

Home Loan Eligibility Calculator

See what property price your income and commitments may support.